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Life Insurance


Life Insurance Quote Forms

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Life Insurance Information

Life Insurance in California and Neighboring States

When it comes to finding comprehensive life insurance in California and the neighboring states, Mitchell & Mitchell Insurance has the coverages that will work for you.

 

By purchasing life insurance, California individuals can make sure that they provide for their family, even in dire circumstances. Life insurance benefits can be used for a variety of applications, including funeral costs, replacement earnings for lost wages, or even education benefits for children.

Here at Mitchell & Mitchell Insurance, we offer the two basic types of life insurance. These are cash value and term life insurance. Individuals considering these options should know that there are benefits and drawbacks to each type of policy, so it is important to weigh your options and speak to an insurance professional about your needs prior to purchasing life insurance.

Cash value insurance typically provides insurance for the entire life of the policy holder. This means that, while you pay more initially for the policy, it can be guaranteed to never expire.

With term life insurance, policyholders are guaranteed a life insurance payout if the death of the policy holder occurs within the term specified in the policy. Premiums are also typically guaranteed during that period. Because the guarantee does not extend beyond the "term" period,  this type of policy tends to be a less expensive option than cash value life coverage.

If you have any questions or would like to speak to someone about the options available with life insurance, individuals are encouraged to speak with a Mitchell & Mitchell Insurance representative. We are looking forward to doing everything we can to earn your business.

Informational Links

Life Insurance Calculator and Information

Differences Between Cash Value and Term Life Insurance

Guidelines for Paramedical Exams

Kaiser Authorization for Use/Disclosure of Patient Information Form

MIB Group FAQs

 
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